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• Familiarise yourself with the funding which is available to students.
• Check that you are getting the  (or email studentmoney@chi.ac.uk).
• If you need or want to supplement your income with part-time employment, our Careers & Employability Service may be able to help you find work.
• If you have children or a disability, .
• ��������student bank accounts with overdrafts if you are starting a full-time undergraduate course. These can be a useful resource but it is important to remember that this is a way of borrowing money from a bank and you will need to pay it back (usually after you finish the course).
• For students who are experiencing financial difficulty, the University has a Support Fund and an emergency loan facility.  Please see the information on our  for more information on these and how to apply.

Funding from Student Finance England is usually paid in three instalments in September (a week after registering), January and April.

The Support Package/�ڶ����� Bursary is paid in one instalment early in the second semester.

The licence period for most of the University Hall of Residences is 37 weeks and the payment schedule is in line with when funding from Student Finance England is scheduled to arrive.

Private rented accommodation contracts are usually for 12 calendar months but it is often better to plan to use your student funding to help with the nine months of the academic year and use earnings from summer employment to pay for three months during the summer.

You will need to plan for the essential expenditure first (such as paying for accommodation and food) and then you can calculate how much you have left for non-essentials (such as going out!).